Lynnette’s Blog

Jul 07

What to Do if You Cannot Afford to Bury a Loved One Due to COVID-19

The coronavirus pandemic has led to over 112,000 deaths in the United States at the time of this writing. That's 112,000 families managing the costs associated with burying a loved one. We hope you won't have to face this. However, the reality is that we are all at risk of... read more →

Jun 30

How to Protect Your Credit Score After Job Loss

Losing a job is stressful. It makes you feel like someone pulled the rug out from under you. While it’s overwhelming and may even cause you to grieve, it’s important to think about what to do next. Start by creating a priority list of your expenses. It will help you... read more →

Jun 19

COVID-19 Reminds Us Of the Need to Make a Will or Trust

Let’s be honest: Making a will is never a fun topic of conversation. Nonetheless, it’s increasingly one of those all-important tasks you should knock off your things-to-do list – and do so now, rather than later. Why now? For one thing, the sad truth is that news headlines are filled... read more →

Jun 11

COVID-19: Managing Your Finances in the Era of Coronavirus – VIDEO SERIES

In this collection of videos, Lynnette explains how Americans can benefit from the CARES Act in numerous ways, including getting stimulus checks; unemployment benefits; help with federal student loans; forgivable small business loans and grants; cash family medical leave benefits; sick pay for those with coronavirus, and more. In this... read more →

Jun 06

A Lesson in Economic Violence

The tragic murder of George Floyd (#GeorgeFloyd) highlighted the heinous reality of racism, police brutality, and the legacy of racial violence in America. But if we're going to truly address this country's ills, we must name, condemn and fix ECONOMIC violence too. First, a definition. Economic violence occurs when 1... read more →

Jun 02

COVID-19: Getting Relief From Your Private Student Loans – VIDEO

Lynnette shares good news for people who need help paying their private student loans during the COVID-19 pandemic. Transcription Lynnette Khalfani Cox: If you have private student loans and it's been a struggle for you to keep up with those payments during the COVID 19 outbreak, I've got some good... read more →

Jun 02

3 Items to Buy With a Credit Card During COVID-19

Prior to the coronavirus pandemic and the COVID-19 emergency, the prevailing wisdom among most financial experts was that Americans would be far better off putting the breaks on credit card use. After all, credit card bills can come with double-digit interest rates. Additionally, the lure of plastic is just too... read more →

May 29

COVID-19: How to Get Your Auto Insurance Rate Reduced

In this video Lynnette explains why you should expect a credit or rebate off of your auto insurance rate of up to 30% during the COVID-19 pandemic. Transcript Lynnette Khalfani Cox: Are you driving a lot fewer miles these days? Chances are, you are spending less time on the road... read more →

May 26

COVID-19: Getting SNAP Food Benefits While You’re Unemployed

Hunger is a problem in the U.S. that has been magnified due to the COVID-19 pandemic. In this video, Lynnette shares information on available SNAP food benefits and resources to anyone that needs help. Transcript Lynnette Khalfani Cox: Did you know that in America over 10 percent of all people... read more →

May 23

COVID 19: A Good News Surprise in the Coronavirus Economic Relief Bill – VIDEO

Lynnette dives deep into the CARES Act and shares a pleasant surprise in the economic relief bill. Transcript Lynnette Khalfani Cox: Hi, there. It's Lynnette Khalfani Cox, the money coach. I'm here with some good news about something you might not have heard about in the economic relief measures recently... read more →

May 22

10 New Budget Items to Add Due to COVID-19

The COVID-19 outbreak has popularized the phrase "the new normal." From wearing masks to socially distancing, the coronavirus pandemic is changing how we do everything. These changes also extend to budgeting. The coronavirus pandemic is causing many of us to have to plan for things we have never had to... read more →

May 21

How to Prioritize Your Bills During COVID-19

Are you one of tens of millions of Americans who have filed for unemployment benefits or had your income affected by COVID-19? If so, it’s understandable that it may be more difficult to pay your bills and manage expenses during the unprecedented COVID-19 outbreak. To help you make some difficult... read more →

May 20

COVID-19: Who Qualifies for Unemployment Benefits Under the CARES Act VIDEO

Even if you were previously denied or ineligible you may now be entitled to receive unemployment benefits under the CARES Act. Transcription Lynnette Khalfani Cox: Now that we've had tens of millions of people have to file for unemployment benefits during the coronavirus pandemic, a lot of people keep asking... read more →

May 19

How to Protect Your Credit Rating During COVID-19 VIDEO

Lynnette shares tips to protect your credit rating during the COVID-19 pandemic. Transcription: Maintaining a positive credit rating is super important these days. That's why I want to bring you guys a little bit of a tip regarding something that could affect your credit in the future as it relates... read more →

May 15

Student Loan Relief: FAQs About Student Loan Provisions in the CARES Act

Collectively, 44-million Americans hold a cumulative $1.5 trillion in student loan debt. With the average monthly payment being $383, and the adverse financial impacts currently imposed by COVID-19, Congress stepped in to offer relief to those struggling to manage this expense during these unprecedented times. The CARES Act, a bill... read more →