Lynnette’s Blog

Jan 17

The True Cost of Having Clutter in Your Life

Have you ever walked into your living room, bedroom, or basement and felt as if the mountains of clutter would never end? The disorganization and difficulty in finding the documents or items you need can make daily life much more challenging and unclear. If you think you are alone in... read more →

Dec 20

You’re Not a Kardashian, So Don’t Spend Like One This Holiday Season

Chances are the Kardashians won’t be cutting back on spending this holiday season. From a 1956 Ford Thunderbird to a custom-designed Hermès bag, the sisters are famous for shelling out a little (ok, a lot) extra. But unless you have the budget to keep up with the Kardashians, it might... read more →

December 20, 2018
Wes Shelnutt Director of Financial Training at Mvelopes by Finicity
Budgeting

Oct 03

Mismanaging Your Credit

Are you mismanaging your credit with your significant other or anyone else? Have you let the heartstrings get pulled again? Have you cosigned for somebody or something whom you know is financially irresponsible? If you know that person couldn't get a bank loan, a traditional loan, or a credit card... read more →

Sep 21

DTI or Debt-to-Income Ratio Explained

If you’re in the market for a loan, chances are that lenders are going to assess something called your “DTI” – also known as your Debt-to-Income ratio. What Exactly is a DTI? And, how can you improve it in order to get that loan that you want? How DTI is... read more →

Sep 18

7 Reasons to Save More Money or Boost Your Emergency Fund

It’s so easy to obtain a credit card and use it to pay for purchases that often people wonder why they should ever bother saving money and making purchases with cash. All you’ve got to do is hand over a piece of plastic and make minimum payments every month –... read more →

Aug 13

A Message for Black Women’s Equal Pay Day

For Black Womens Equal Pay Day: a lesson to my sisters in knowing your worth and a call to demand more: Sign-up now for The Art of Negotiating For Women on Money Coach University Back in 1994, a senior editor at Dow Jones News offered me a good salary, lows $40s, for a job as a... read more →

Jul 12

Beware of Fake IRS Collection Scam

Have you ever received a phone call from the IRS – or from someone claiming to be from the IRS – about an alleged tax debt? If so, you need to know that any such phone call is almost certainly a scam also known as the IRS Collection Scam! The... read more →