2020 is finally over and you've survived! Here's how to plant the seeds for prosperity and build wealth in 2021!
Jan
08
Dec
20
BREAKING: The Senate finally reached a deal on a $900 billion Coronavirus relief bill. Here's a quick snapshot of what it includes and how much money it means for you: - Survival checks / Stimulus Checks: $600 per adult + $600 per dependent, including those in "mixed status" families (i.e.... read more →
Dec
03
I recently posted a student loan tip on social media that went crazy viral! It racked up tons of traditional media coverage, plus many thousands of likes and shares (not to mention comments and questions!) across Twitter, Facebook and Instagram -- far more than any other single post I've shared.... read more →
Aug
19
Nearly nine out of ten Americans say that the COVID-19 pandemic has brought stress to their personal finance plans, according to a survey from the National Endowment for Financial Education (NEFE). This survey also showed that most people are concerned with not having enough saved and being able to pay... read more →
Aug
04
According to a Bankrate survey, 23 percent of respondents said their biggest financial regret is not having enough money in their emergency savings to withstand the COVID-19 outbreak. The coronavirus pandemic has impacted the financial standing of many Americans. While jobless claims have fallen since late March, nearly 18 million... read more →
Jul
31
If you hate being on a budget, or you've never been able to stick to a budget, chances are you sometimes (or often!) have cash-flow problems and feel like you're living paycheck to paycheck. But according to the best junior isa, budgeting doesn't have to be hard or painful; nor... read more →
Jul
28
Paying for college was problematic even before COVID-19. Nevertheless, the outbreak has introduced new matters into the issue of college affordability. You may have lost an onsite work-study position. Additionally, your parents may have had to use some of your college fund to cover expenses brought on by the coronavirus... read more →
Jul
14
Before you know it, your four-year-old has grown into a sixteen-year-old who is only a couple years away from adulthood. Now, more than ever, is the time to talk to your teen about personal finance. Our financial habits are often influenced by how our parents dealt with money. So, if... read more →
Jul
07
The coronavirus pandemic has led to over 112,000 deaths in the United States at the time of this writing. That's 112,000 families managing the costs associated with burying a loved one. We hope you won't have to face this. However, the reality is that we are all at risk of... read more →
Jun
30
Losing a job is stressful. It makes you feel like someone pulled the rug out from under you. While it’s overwhelming and may even cause you to grieve, it’s important to think about what to do next. Start by creating a priority list of your expenses. It will help you... read more →
Jun
19
Let’s be honest: Making a will is never a fun topic of conversation. Nonetheless, it’s increasingly one of those all-important tasks you should knock off your things-to-do list – and do so now, rather than later. Why now? For one thing, the sad truth is that news headlines are filled... read more →
Jun
11
In this collection of videos, Lynnette explains how Americans can benefit from the CARES Act in numerous ways, including getting stimulus checks; unemployment benefits; help with federal student loans; forgivable small business loans and grants; cash family medical leave benefits; sick pay for those with coronavirus, and more. In this... read more →
Jun
06
The tragic murder of George Floyd (#GeorgeFloyd) highlighted the heinous reality of racism, police brutality, and the legacy of racial violence in America. But if we're going to truly address this country's ills, we must name, condemn and fix ECONOMIC violence too. First, a definition. Economic violence occurs when 1... read more →
Jun
02
Lynnette shares good news for people who need help to pay off payday loans during the COVID-19 pandemic. Transcription Lynnette Khalfani Cox: If you have private student loans and it's been a struggle for you to keep up with those payments during the COVID 19 outbreak, I've got some good... read more →
Jun
02
Prior to the coronavirus pandemic and the COVID-19 emergency, the prevailing wisdom among most financial experts was that Americans would be far better off putting the breaks on credit card use. After all, credit card bills can come with double-digit interest rates. Additionally, the lure of plastic is just too... read more →
