Prior to the coronavirus pandemic and the COVID-19 emergency, the prevailing wisdom among most financial experts was that Americans would be far better off putting the breaks on credit card... read more →
One of the hardest money habits to break is living off the credit cards. Whether you’ve enjoyed one too many shopping sprees or just count on your credit cards to take care of some bills now and then, increasing your debt load haphazardly is never a smart decision.
If the coronavirus outbreak has affected your income – through a COVID-19 layoff or reduced work hours – paying your credit card debt and other bills may be a struggle.... read more →
While the goal is to avoid racking up debt, you can use rewards credit cards to your advantage during the holiday season. With some intentional thought and strategy, these cards... read more →
Q: Is there a way to lower my credit card interest rate so I can pay my credit card's balance off faster? A: Thanks for reaching out and for your... read more →
Credit card balances in the U.S. now total roughly $1 trillion, the most since 2009, according to recent Federal Reserve data. While not all those balances represent debt that won't... read more →
You may not be aware of this great financial tip, but your credit card offers more than just a line of credit for you to spend. Many consumers don’t even... read more →
Having a decent credit score can open a lot of possibilities in your life, whether it’s purchasing a home at a low mortgage rate, reducing your auto insurance premiums, or... read more →
Q. I generally pay off my entire credit card balance in full each month but I have a friend who insist that it's better for my credit score if I... read more →
Q: My application for a credit card was turned down. How can I get approved for a credit card? A: Credit cards have become an integral part of our lives. Most... read more →
When you take the time to interact with a number of credit card holders, you will learn that they all have a reason for using their credit cards. Some would... read more →
There are countless types of credit cards available today, and many of them are tailor-made to suit specific spending habits and lifestyles. When choosing a credit card, it is important... read more →
Following a financial seminar I recently conducted, a participant wanted to know how closing credit card accounts... read more →
After a recent financial seminar I gave at a company in... read more →
If you have a young adult heading off to college, now's the time... read more →
Many folks trying to reduce their credit card debt turn to credit card balance transfer offers to achieve their... read more →
