Credit Scores

Credit scores play a huge role in your financial and personal life. Credit scores impact your ability to get a mortgage or rent an apartment, they determine whether or not you will get approved for a student loan or credit card, and your credit scores even influence the rates you pay on car insurance.

For those looking for a job, credit scores are equally important since many employers are checking job applicants’ credit ratings before determining whom to hire. The best way to stay on top of your credit health is to check your credit reports at least once a year and review your credit scores as well. The most common type of credit score is the FICO score. It ranges from 300 to 850 point. The higher your credit score, the better off you are financially.

protect your credit score

How to Protect Your Credit Score After Job Loss 

A lack of income makes it hard to cover your expenses, which can cause your credit score to fall. But there are ways to preserve it, even if you are out of work. Here are four tips for maintaining your credit score if you have lost your job.

DTI Explained

DTI or Debt-to-Income Ratio Explained w/Video

If you’re in the market for a loan, chances are that lenders are going to assess something called your “DTI” – also known as your

4 Summertime Risks to Your Credit Score

Just because summertime is here and you might be taking it easy, that doesn’t mean you should let your guard down when it comes to

credit score changes in 2015

Changes That May Impact Your Credit Score

Your credit report and credit score remain important as you approach preretirement or retirement. Whether you cosign for a child’s or grandchild’s loan, tap your

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