Will Credit Counseling Hurt My Credit Rating?
Lynnette Khalfani-Cox, The Money Coach
June 23, 2014
Q: Hello Ms. Khalfani-Cox. Is it better to work with a debt management company and pay off a lot of creditors every month over a long period
Debt
Debt is a multi trillion dollar problem in America. If you look around you, you no doubt know somebody who has debt of some kind. You probably even have debt of your own you’re looking to pay off.
Should You Pay a Charged Off Debt?
Lynnette Khalfani-Cox, The Money Coach
April 25, 2014
Q: Should I settle in full on an account that has already been closed or charged off? Or should I demand a paid in full
3 Careers You Can’t Have If You’re Deep In Debt
Lynnette Khalfani-Cox, The Money Coach
April 16, 2014
Being deep in debt isn’t just a threat to reaching your financial goals or having a happy personal relationship, free of arguments about money. Excessive
Video: Avoid These 4 Dumb Mistakes If You Want to Get Out of Debt
Lynnette Khalfani-Cox, The Money Coach
April 15, 2014
Many people say they want to get out of debt but they continue to make the same financial mistakes over and over again. In this
How to Deal With Debt Collectors That Threaten You
Lynnette Khalfani-Cox, The Money Coach
January 16, 2014
Q: I was talking to a collection agent about making payment on a bill and she kept saying “how much can you pay, I cannot
Money Grab: Beware of Banks’ Right to Set Off
Lynnette Khalfani-Cox, The Money Coach
June 13, 2013
Q: What can I do about a credit union that took money out of my account (my SSDI) to pay off a past due bill I owed them?
Should You Pay Off Debt or Build Savings First?
Lynnette Khalfani-Cox, The Money Coach
May 29, 2013
If you’re struggling with credit card debt and are also working hard on preserving that emergency savings account, you may be wondering if you should
5 Ideas to Share with Your Kids and Grandkids to Keep Them Out of Debt
Lynnette Khalfani-Cox, The Money Coach
May 23, 2013
Your kids and grandkids can develop both good and bad spending habits at an early age. Teaching the younger generation some basic money lessons
3 Major Financial Regrets You Can Avoid this Year
Lynnette Khalfani-Cox, The Money Coach
May 8, 2013
Whether you’re in charge of putting together the family budget or are ready to take the reins on financial planning, make sure you’re not setting
4 Things To Consider Before You Consolidate Credit Card Debt
Lynnette Khalfani-Cox, The Money Coach
April 23, 2013
One of the primary reasons why people choose to consolidate credit card debt is to reduce their interest payments and also reduce their overall monthly
A Message For Those Deep in Debt or Facing Money Problems
Lynnette Khalfani-Cox, The Money Coach
April 16, 2013
Life can be so challenging — especially when you’re trying to better manage your finances, get out of debt, raise children or build a career.
5 Most Effective Ways to Negotiate with Creditors
Lynnette Khalfani-Cox, The Money Coach
April 3, 2013
When you’re feeling overwhelmed by your current debt load and need to put together a plan that will help you get out of debt fast,
Making the Mental Decision to Pay Off Credit Card Debt
Lynnette Khalfani-Cox, The Money Coach
March 26, 2013
If you have cash in the bank, should you use it to pay off your credit card debt? The answer: absolutely. Here’s the mental dilemma
The 5 Deadly Financial Sins
Lynnette Khalfani-Cox, The Money Coach
March 11, 2013
Various parts of the Bible speak of seven deadly sins, any one of which can lead to damnation. Those sins are: envy, gluttony, greed, lust, pride,
How to Get Off Your Financial Roller Coaster
Lynnette Khalfani-Cox, The Money Coach
March 8, 2013
So what’s best part of a roller coaster ride for you? Is it the ascension – that nerve-wracking buildup when you know the coaster is