Some credit score mistakes can be real credit killers. You might not think that seemingly innocent actions can cause your FICO score to plunge, but that can certainly happen. Here... read more →
Here you’ll find articles that explain what a FICO score is and how it applies to your finances and ability to obtain a loan.
A reader of AskTheMoneyCoach.com wanted to know how to increase her credit score while she is... read more →
If you’ve ordered your credit report and credit score recently, or want to learn more about your credit standing, you may be wondering about the difference between your Equifax Credit... read more →
You know how important it is to check your credit report at least once per year, but do you know what to look for? Your credit report contains a lot... read more →
Q: Hi, I have rec'd an offer of settlement from a collection agency representing CitiCard for about 18% of the current balance. When I asked to have the "line item"... read more →
A credit score is simply a three-digit number that summarizes your overall credit standing and tells creditors how likely you are to either repay a debt or default on it.... read more →
If you went to college, no doubt you tracked your grades carefully throughout school. But if you’re currently a working professional, or are looking for a job, you now have... read more →
If you’ve ever pulled your credit files from Experian, Equifax and TransUnion - each of the three major credit bureaus- and tried to compare them, you know that certain information... read more →
There is a lot of mis-information on the web about what does and does not impact a credit score. I hope this article helps debunk a few of those myths.... read more →
Fortunately, there is one recent change to the world of credit scoring concerning small debts, which are sometimes called “nuisance” collection accounts. In August 2009, Fair Isaac rolled out to... read more →
If you’ve ever seen any of your FICO credit scores in the past, chances are you paid for them, probably anywhere from $12 to $15. Recently, however, myFICO.com (the consumer... read more →
Editor's Note: We recently added a new article about the new VantageScore 3.0. The VantageScore is a credit score jointly developed by the three credit bureaus. Originally launched in 2006,... read more →
Q: I've just turned 18 and want to establish a credit rating. How do I go about establishing my first FICO score? A: Your FICO credit scores – like all... read more →
In addition to your FICO credit scores, you should also get your Experian PLUS score. In recent years, consumers got all three FICO scores – based on their TransUnion, Equifax,... read more →
If your FICO credit score falls between 760 and 850 points, you rate among... read more →
