My Home Page

Homeownership

Photo Risk Assessment, Save Your Home from Foreclosure

Save Your Home from Foreclosure: Take the 3-Minute Risk Assessment

Assessing your risk is a crucial step in maintaining financial stability, especially when it comes to homeownership. Understanding your risk level can help you identify potential pitfalls before they become overwhelming problems. By evaluating your financial situation, you can make informed decisions to save your home from foreclosure and protect your investment. This proactive approach […]

Save Your Home from Foreclosure: Take the 3-Minute Risk Assessment Read More »

Photo Homeownership journey, credit playbook

Tired of Renting? This Credit Playbook Can Set You Free

Tired of Renting? This Credit Playbook Can Set You Free Understanding your credit score is crucial for anyone looking to navigate the financial landscape effectively. A credit score is a numerical representation of your creditworthiness, typically ranging from 300 to 850. This score is influenced by various factors, including your payment history, the amount of

Tired of Renting? This Credit Playbook Can Set You Free Read More »

Photo Homeownership, Renting

Renting Should Be Temporary — Not Your Retirement Plan

As individuals approach retirement, the question of housing becomes increasingly significant. Relying on renting for retirement can present several pitfalls that may jeopardize financial stability and overall well-being. One of the most pressing issues is the lack of control over housing costs. Rent prices can fluctuate dramatically based on market conditions, and retirees on a

Renting Should Be Temporary — Not Your Retirement Plan Read More »

A man and woman sit at a table, reviewing a document together. With coffee mugs steaming beside them and a laptop open, they're discussing the best approach to find a financial advisor. high-performing team culture, early adulthood financial mistakes

Common Financial Mistakes in Early Adulthood (And How to Avoid Them)

Early adulthood financial mistakes can quietly undermine your future—before you even realize it. For many, this phase marks the first time you’re managing your own money, making career decisions, and possibly supporting a household. Whether you’re fresh out of college, recently married, or navigating life after your first job, it’s a critical window for building

Common Financial Mistakes in Early Adulthood (And How to Avoid Them) Read More »

Couple celebrates after buying their first home because they followed a home buying guide

3 Home Buying Hacks to Buy a House

For many people, buying a home is a milestone that signifies stability and achievement. Unfortunately, a variety of factors have made homeownership a challenge. From having to save for a down payment to building your credit, the difficulties can seem endless. Understanding the home buying process can greatly reduce stress and lead to better decisions.

3 Home Buying Hacks to Buy a House Read More »

homeownership

Hidden Costs of Owning a Home

Buying a home can provide an enormous sense of accomplishment, and homeownership is a pathway to building wealth too. But making the leap from renter to owner also carries plenty of challenges – including the responsibility of paying for numerous upfront and ongoing expenses. Naturally, there are initial hurdles, like amassing the down payment and

Hidden Costs of Owning a Home Read More »

buy a home

10 Practical Tips to Prepare to Buy a Home This Year

  Prospective homeowners often ask me what they can do to buy a home – and get into the house of their dreams quickly. Frankly, not everyone should buy a house. There are lots of rights and responsibilities that go along with homeownership. And as I explain in my book, Your First Home, if you’re not

10 Practical Tips to Prepare to Buy a Home This Year Read More »

A sharpened red pencil points to the word "refinance" on a document, signaling its importance.

Can I Refinance My Mortgage if I Have Bad Credit?

If you’re hoping to refinance your mortgage, but are worried about having bad credit, there’s good news and bad news. The good news is that you can get a new home loan, and bad credit alone won’t stop you from refinancing your existing house note. The bad news is that a poor credit rating will

Can I Refinance My Mortgage if I Have Bad Credit? Read More »

tax

How to Pay Zero Taxes on Mortgage Debt Forgiveness After Foreclosure or a Short Sale

Did you go through foreclosure, modify your mortgage, or do a short sale last year and sell your home for less than what was owed to your mortgage lender? If so, you probably got a 1099-C, a Cancellation of Debt, from your lender and you now need to know how to account for that transaction

How to Pay Zero Taxes on Mortgage Debt Forgiveness After Foreclosure or a Short Sale Read More »

red flag, Red Flags That Mortgage Lenders Hate To See

Red Flags That Mortgage Lenders Hate To See

Applying for a mortgage is a major financial step. While a solid credit score and consistent savings will definitely help your application, there are certain mortgage red flags that can instantly reduce your chances of approval—or increase the cost of borrowing. Some are obvious, others are often overlooked. Let’s explore what lenders don’t want to

Red Flags That Mortgage Lenders Hate To See Read More »

Scroll to Top