thin credit file

using rent payments to build credit

Secret Trick For Renters That Boosts Your Credit Score Quickly

If you’re living in one of America’s 40 million renter households, there’s an easy way for you to quickly and painlessly increase your credit score and even help qualify for a mortgage. What’s the secret? It’s simply adding your rental payment history to your credit reports. How to add rent and utilities to credit report …

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department store credit card

How Store Credit Cards Impact Your Credit Score

Q: I am a student at Southeast Missouri State University. About 10 months ago I opened my first student credit card. I eventually got my credit score to 728. In October, I opened an account with a jewelry store in order to buy an engagement ring. I’ve noticed a huge dive in my credit score …

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buying a home with no credit history

I Don’t Have a Credit File and Now I Want to Buy A Home. What Should I Do?

Q: I am a 44 year old man who has never had credit. The last time I financed anything was in 1991. I pay all my bills (including rent) on time. Now I want to purchase a home, but I have no credit score. What can I do and are there programs to help first …

I Don’t Have a Credit File and Now I Want to Buy A Home. What Should I Do? Read More »

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